House prices in uk

House prices in uk Introduction According to a new study from Halifax one of the largest mortgage lenders. House prices in UK have beaten inflation over the past 50 years. It says that have risen 273% between 1959 and 2009 an average of 2.7% annually. But if measured by current prices, its uneven. The fastest growth was from 1999 to 2009 by 5% and in previous decade i.e. from 1989 and 1999, price fall by 24%. The rising price was on these years i.e. 1971-73, 1977-80, 1985-89 and the highest price was in 1998 and 2007. The study also noted that coincided with a very strong increase in owner occupation of homes. In 1961, only 43% of households owned the homes in which they lived by 2008 that had risen to 68%. The strongest rise in owner occupation rates occurred in the 1980s. The proportion that is privately rented also fell sharply over the past 50 years from 33% in 1961 to 14% in 2008. www.ft.com cited on 21/02/10. Demand And Supply Of Housing The comparison of prices in local and regional housing markets is an example of microeconomics. Lets see the interaction between buyer and seller with prices being offered and agreed before a final transaction is made. The transaction for house in UK depends upon a) The price that the seller is willing to agree for their property with prospective buyer. b) The actual price that the buyer is willing and able to pay. Buyers place offers for a property that the seller can either accept or reject. A Sellers Market When there is demand in a market for housing and short of good quality property i.e. means the supply is scarce. A Buyers Market When demand for good quality and bad quality property is weak than there should some offer or can negotiate the price than its published price. When the demand for houses in a particular area increases (perhaps because of an inflow of population into the area, or a rise in incomes following a fall in unemployment), there is upward pressure on market prices. Often the supply of available housing in the market is relatively inelastic. This is because there are time lags between a change in price and an increase in the supply of new properties becoming available, or other homeowners deciding to put their properties onto the market. When demand shifts outwards and supply is inelastic the result is a large rise in market price and a relatively small expansion of the quantity of houses traded. As supply becomes more elastic over time, assuming the conditions of demand remain unchanged, we expect to see downward pressure on prices and a further increase in the equilibrium quantity of houses bought and sold. Factors affecting housing price 1. Growth of real incomes Privately owned housing is a normal good for most people. As standard of living rise, the demand for house expands. 2. Consumer confidence Consumer has a vital role in the housing sector. When the economy is sustaining growth and rising property than its but natural that the number of house buyers and shifts the balance of power in the market. 3. Jobs The other factor is job. if it involves making a long-term commitment through a mortgage lender, changes in unemployment. If theres unemployment and average incomes are likely to be lower than confidence among buyers would affect. 4. Housing taxes and subsidies. Government policies, taxes and subsidies also affect the housing prices. Demand factors affecting house price FUTURE EXPECTATIONS 1. 2012 London Olympics May Help UK Economy Britains recovery can be done because of the infrastructure projects for 2012 London Olympics. Total spending is estimated for 2012  £9.3 (US$13.8) billion. There will be two major beneficiaries of the 2012 games: Londons crumbling mass transport system; East London, where the Olympic Stadium, the Olympic Village and other major facilities will be located. To accommodate the number of people in a city, the improvement is going on for transport of London upgrading to the London over ground. The Olympic delivery authority has given  £3.1bn for the construction of the Olympic park. The budget for this is  £1 billion for the Olympic village, and  £400 million for the media centre. This will benefit to the housing sector in UK. The more people going to accommodate in this country the space to live .That would benefit the housing sector of UK. http://www.financemarkets.co.uk/ cited on 15/02/10 2. UK Mortgage Supply Crash A loan to finance the purchase of real estates, usually with specified payment and interest rates. The borrower (mortgagor) gives the lender (mortgagee) a lien on the property as collateral for the loan. www.investorwords.com The data collected by British Bankers of Association is that the no of mortgages approved for purchase of house was 17,773 against 64,014 in July, 2007 a fall of 72%. The mortgage market clearly remains as extreme preventive measures are taken due to the collapse of Britains mortgage banks. The supply has fallen so the average value of loan offered for house purchases which peaked at  £159,600 in June 2007, and now averages at just  £116,700. Home owners imagining that equity of 25% despite the fall in house prices to date may in fact on attempting to remortgage find that remortgage purposes and hence not offered any loan at favorable interest rates. The interest rate cut from 5% straight to 2% in 2 months and  £600billion bank bailout package. The net effect to this area was total amount of mortgage loans were outstanding the amount was  £35billion, against to a stable market. And in 2009 the house price rose by 2.9% says government. But the data of nationwide and Halifax says that UK house price rose by 6%nearly. The fastest growth was in 2009 went up by 4.9%. http://www.independent.co.uk/ cited on 16/02/10 Repossessions Extreme Government Pressure In an attempt to limit the number of repossessions during 2009, the government is putting extreme pressure on the mortgage banks to ensure repossessions are a last resort. Up until September 2008 this amounted mostly to hot air from the politicians, however after having taken major stakes in most of Britains biggest banks there are strong signs that the banks are starting to comply with their new majority shareholders wishes (the government), that look set to increasingly introduce initiatives to reduce the number of repossessions. The most recent action on this front was by RBS which stated that it would give a 6 month reprieve to its mortgage customers that are in arrears before initiating court repossession orders. Whilst the measures will undoubtedly mean that less homes will now be repossessed than would have otherwise been the case, however it does act as a two edged sword in that whilst supply of repossessed homes onto the market will be less, at the same time the mortgage banks are being forced to carry loss making loans that prove costly to administer and without bringing in much needed revenue i.e. tieing up resources that could have gone to more profitable mortgage customers. The Governments initiatives to reduce repossessions will have no discernable impact on the housing market price trends either positive or negative due to the points about tieing up capital in loss making costly to administer loan accounts. The number of homes expected to be repossessed during 2008 is now revised lower to 55,000 with the expectations of 65,000 homes for 2009 in advance of further government interventions in the housing market to prevent repossessions on an larger scale. The government is engaged on a programme of forcing down mortgage interest rates by a series of deep unprecedented cuts in UK interest rates towards the target of 1% , and possibly even lower to make up the shortfall in the lack of responsiveness by mortgage lenders in cutting their rates, who at the same time have tightened lending criteria due to the increased risk of defaults. The mortgage interest rates have fallen significantly from the credit crisis extremes and are heading to below 4% which implies a strong pointer for support for house prices as the cost of servicing mortgages falls and therefore should support a recovery in housing prices. However the housing market has always been that of being driven by sentiment, in that it is the trend in house prices that is most significant and NOT the cost of servicing the mortgages, it is this which pushed house prices to above X7 earnings, where people were prepared to take on large mortgages at high interest rates for the prime reason that house price gains in the order of 15% per annum or more were far above that of the mortgage interest payments of typically 6%. However now that the housing bubble has burst has resulted in the trend and sentiment reversing as house prices have already fallen by nearly 20%, which equates to a loss of  £40,000 on an average  £200,000 house that is now worth  £160,000, which averages to a fall in value of  £2500 per month. Against which a typical mortgage of say  £160k on a  £200k property at 6% would result in monthly interest charge of  £800 per month. Now with mortgage rates having typically fallen to 4% which is resulting in an reduced interest payment of  £533 per month or a significant fall of  £277 per month that many commentators are taking as a cue for imminent price stability. Unfortunately the  £277 saving is just above 10% of the amount that home owners are typically losing in value per month! Therefore the interest rate cuts are having little if no effect on the housing market, I first warned of this likely outcome back in February 2008 that interest rate cuts will not stop hous e prices from falling. This therefore implies that low interest rates are not an important factor at this point in determining house price trend during 2009, as housing market sentiment is decidedly bearish and will take time to first stabilise and then start to recover. UK Economic Recession Unemployment UK unemployment has probably already risen above 2 million by the time Decembers data is released in March, with the original UK unemployment forecast for a rise to 2.6 million by April 2010 now destined to be breached as the UK economy targets a severe recession on par with that of the early 1980s rather than the more milder one of the 1990s. Increasing expectations are that the UK economy will contract by 3% GDP during 2009 which implies that the UK is heading for an unemployment rate that could pass above 3,000,000 by early 2010. Therefore this confirms that the UK housing market is at least 15 months away from a period of stabilising in nominal terms i.e. where house prices stop falling. The actual trigger for a resumption of the housing bull market would be a sustained period of falling unemployment with the trigger level of 2,000,000 expected to act as a strong marker for year on year housing market recovery as occurred following the last housing bear market. This suggests that the housing market may not embark on an sustainable up trend for as longs as another 4 years and thus points to a period of house price stagnation that will following the current crash in UK house prices. http://www.marketoracle.co.uk Credit Crunch a credit crunch is a period in the economy, distinct from a recession or depression, but potentially heralding one or the other. Credit crunch including mortgage loans, personal loans, car finance, credit cards and other type o f lending become much harder to obtain in a credit crunch. Credit crunch has completely changed the face of the global economy with hundreds of business. From banks and capital markets at given interest rates. The reduced availability of credit can result from many factors, including an increased perception of risk on the part of lenders, ann imposition of credit controls, or a sharp restriction of the money supply. www.teachmefinance.com A sudden reduction in the availability of loans and other types of credit Eg: Lehman brothers. Supply Factor Affecting House Price Immigration There had been a large influx of over 800,000 migrants from the Accession states who contributed towards the buy to let market bubble Strong UK Economy The UK economy at the centre of the worlds credit bubble continued to outperform mainland Europe, which looked on with envy from the less flexible and more regulated European countries of France and Germany, though as we find out during 2009, not participating in the credit boom did not help them as many of the European banks become belatedly suckered into buying U.S. subprime mortgage backed toxic securitized debt as one the last to fling themselves onto the debt derivatives pyramid.

Describe Australia’s Consitution

On the 1st January 1901 Australia became one nation. Prior to this Australia consisted of six separate colonies who all answered to British authority. The British government then passed the Commonwealth of Australia Constitution Act 1900 (UK) and federation was achieved. The British government had provided Australia with a constitution which was a set of rules which the government had to follow in order to run the country. Parts of the constitution include the division of power between the different levels of government and the establishment of the High Court.Australia is a constitutional monarch. This is a form of government in which a monarch acts as head of state and because the British monarchy still plays a role in the Australian parliament, the government has a Governor-General. The Governor-General is the representative of the monarch or head of state (now Queen Elizabeth II). He or she exercises the supreme power of the Commonwealth. The constitution grants the Governor-Gener al a wide range of powers. The most important power the Governor-General has is found in section 58 of the constitution. When a proposed law passed by both Houses of Parliament is presented to the Governor-General for the Queen's assent, he shall declare †¦ that he assents in the Queen's name. † This means they have the power to decide which laws come into force. The constitution divides up the powers between the federal government and the states. This is covered in Chapter 1, Part V in sections 51 to 60. It specifies the legislative powers of the federal parliament which enables them to make laws.Section 52 outlines the exclusive powers of the federal government. The state parliament was given residual powers, these are the remaining matters which are not referred to in the constitution on which the states can legislate. The federal parliament was given the power to make laws on all matters listed in section 51. The state government can also make laws in many of the area s listed in section 51. This is an example of concurrent power which are powers held by both the state and federal parliaments.Each state has its own constitution along with residual powers. Some of the main powers of the state governments are in the areas of crime hospitals and public transport. When there is conflict between federal and state governments the solution is found in section 109 which states ‘When a law of a State is inconsistent with a law of the Commonwealth, the latter shall prevail, and the former shall, to the extent of the inconsistency be invalid’. This means that federal overrules state.According to section 51, the federal government can pass laws on foreign relations and trade and commerce around the world, taxation, currency, immigration and emigration etc. They also have the power to pass laws on the naval and military defence of the commonwealth, naturalization and aliens and the provision of maternity allowances. This is just a handful of what the many areas listed in section 51 are. Overall the entire Australian government answers to the constitution. This constitution combined six colonies into one country. A country that is now one of the most powerful countries in the world.

Disraelis’ Reputaion and Promises

To establish whether this statement is true, the promises and reputation of Disraeli must first be identified. In his speeches in 1872 at Crystal Palace and in Manchester†s Free Trade Hall, Disraeli once again showed his skills as an orator. He laid out three basic aims or policies that he wanted to pursue, should he get in power. These were; to conserve the institutions in Britain, uphold British interests abroad and to improve the standard of life for the general population and especially the working classes. Disraeli had also created a reputation for himself with the 1867 Reform Act. He had successfully destroyed the liberal party and due to the nature of the act, extending the franchise by a considerable number, had acquired a reputation for being more open minded about matters of reform, even though the act was mainly passed through necessity, because the act would be passed and it was just a question about which party would do it. He had also tried successfully to establish the Conservative Party as the nationalistic party in the government, the one that would uphold British interest abroad and repair the damage that he claimed that Gladstone was causing. The Alabama arbitration and the dealings that Gladstone had with Russia over the situation in the Black Sea were perfect opportunities for Disraeli to show how Gladstone was destroying Britain†s Empire by his weakness in his dealings with other major powers. This meant that when Disraeli cam into power he had to act upon his criticisms of Gladstone as he had condemned the way that Gladstone had put his faith so strongly in arbitration rather than in action and the way that Gladstone was more concerned about the way that the negotiations were carried out rather than the end result. The only way that Disraeli could fulfil his promises about the welfare and conditions of the people and conserving the institutions was by bringing about various social reforms. In his famous speeches in 1872 he promised the people that he would improve the standard of their lives and give them â€Å"air light and water†. To an extent it would be fair to say that he achieved this although some of the acts that were meant to do this were not very effective at all. The Factory Legislations in 1874, 1875 and 1878 were major steps in Disraeli achieving what he had promised. These were some of his more effective acts because they were compulsory and the consequence of this was that it had a further reaching effect than a large number of the acts that Disraeli passed. In this respect it is very similar to the Public Health Act in 1875 because this also had aspects of it that were compulsory, for example the local councils were compelled to employ a Ministry of Health. The fact that acts like these were compulsory and not permissive is what makes them more successful than the others. While other acts would appear to conform to Disraeli†s claims that he was fulfilling his promises, upon closer inspection they did not have much effect upon the lives of the workingman. The Friendly Societies Act in 1875 was another act that could be used to support the statement that Disraeli†s was a government that lived up to its promises. The societies were formed as a kind of self-help organization and Disraeli†s government supported this, which indicates that he was trying to live up the promise that he would improve conditions for the working classes. The Labour Legislation and the amendment of the Conspiracy and Protection of Property Act in 1875 were other legislations that lived up to the promises of Disraeli, because they both attempted to change the law in order to make it more fair and even for the workers so that they could negotiate on equal grounds as the employer and to ensure that the laws were equal for both parties involved. The Enclosure of Commons Act in 1876 was an act that showed Disraeli trying to fulfil his promise that he would provide enjoyment of â€Å"air light and water. † However convincing these acts may seem to be in arguing that Disraeli lived up to his promises it must be recognised that there were a great many acts that he passed that were either totally ineffectual or would work in principle but not in practice. The River Pollution Prevention Act in 1876 was a totally ineffectual act. In principle it was supposed to prevent the factory owners who were polluting the rivers from doing so but in practice the pollution of the rivers continued and the act did not stop pollution. This is one of many examples of Disraeli†s government attempting to fulfil the promises that Disraeli made, but in the end passing an ineffectual act that simply does not achieve half as much as was promised. While these acts may have set a precedent to other acts in the future, they do not achieve very much at the time. Other acts like the Sale of Food and Drugs Act in 1875 show how that while the act looks to be a major act, it is only a permissive act that gives the power of change to the local councils who have men on their board who own the shops that are going to lose revenue if they are no longer allowed to adulterate the food or Drugs that they sell. As it was not in their interests, and as it was an enabling act, they simply did not bother to put anything into practice. There was a similar situation with the Merchant Shipping Act and the Artisans Dwelling Act in 1876 and 1875. These two were both permissive instead of compulsory, and both gave the power to change to those who would not benefit and may well lose out if they put the laws into practice. In the case of the Merchant Shipping Act the initiative was left with the owners of the ship who were never personally in danger abroad the ships and profited from the overloading. Again, in the Artisans Dwellings Act it was the councils decision whether to build houses or not, and to do this would require a raise in taxes for the rest of the constituency, and so the council may lose the next election so would not do anything. To illustrate this, by 1881, only ten out of 87 towns would take any action under the act. The Education Act in 1876 was not a very successful act either because it did nothing to ensure that the laws would be carried out until 1891 so there was a high level of truancy and children still worked when they should not, so although it added to the growing improvement of the education system, it did not really change anything significantly. The foreign policy that Disraeli followed between 1874 and 1880 was one that certainly appeared to be consistent with the reputation that Disraeli had acquired. It was very aggressive and he appeared to be fulfilling promises that he had made in 1872. His severe criticism of Gladstone†s weaknesses on foreign policy was one factor that formed peoples expectations that he would act upon the criticisms and that his foreign policy would be constructed so as to protect British interests abroad. Disraeli lived up to his reputation and promises in his foreign policy more than he did at home with his domestic policies. However it was not as he had promised to the people. He had promised to uphold British interests abroad, and to a certain extent he did, but there were events that he could not control and certain concessions that had to make to foreign powers that diminished the influence and threatened the power that Britain held abroad. The problems with Russia were a prime example where he had to concede and let Russia have a fleet in the Black sea even though this was against the interests of Britain. He could not realistically deliver all that he promised, as there would be times like these where he had to make concessions. On the other hand it must be said that Disraeli managed to fulfil the majority of his promises and reputation in regards to his foreign policy, even if at times he did not mean to. In a lot of his speeches a lot of what he said was rhetoric, but when men like Frere and Lytton took him at face value, and started wars with the Afghans and with the Zulus and started wars in order to preserve the British interests in those particular areas, they put action to his words. Even if Disraeli did not actually want these wars, which he did not, the two wars were both in keeping with the reputation that he had gained for being a very aggressive imperialist, even if these wars did work to his detriment. The Congress of Berlin was one of the high points of Disraeli†s foreign policy because in this he managed to rebuild Britain†s reputation as a major imperial power, which adds to the evidence that he did live up to the reputation that he had acquired, and he made secret agreements with the Turks, Russians and Austria-Hungary in order to preserve British interest in that area. The purchase of the Suez Canal shares in 1875 was another one of Disraeli's best judgements because for years on from then it was one of the biggest trade routes in the world and Britain†s involvement in it was a major asset to Britain†s power as an imperial nation. One side of Disraeli†s foreign policy that cannot be ignored is the fact that Disraeli took massive risks in his policy and could have got Britain involved in a war with Russia without nay powerful allies and with an obsolete navy, and also agreed to defend one of Turkeys frontiers without the resources to do so. The fact that was lucky and managed to steer clear of any problems is a credit to Disraeli as it would have been very easy for him to make a very costly mistake. Though Disraeli passed a large number of reforms for his time, he still managed to fulfil his final promise of his 1872 speeches and conserve the institutions. The institutions that he meant were the aristocracy, like the rich landowners and the Anglican Church. While someone like Gladstone was a fanatical Anglican, Disraeli was only really interested in it to keep everyone else happy. It has been argued that acts like the Education Acts sole intention was to prevent the board schools which were more financially popular with the working or lower classes from getting too much of a hold on the education system because most wanted the Anglican churches from being the dominant force in education and the board schools were not. During his period in rule, he did not do anything that was actively conserving the constitutions, he simply avoided doing anything that would offend or threaten the institutions. It would be fair to say in conclusion that while Disraeli fulfilled some of the promises that he made, he did not do so with all of them. His domestic policy is a hard one to say whether he achieved accomplishment of the aims that he laid down in 1872. He certainly tried to do so, as the number of acts that he passed, and the nature of them indicate that they were probably passed with the interests of the people that it would effect, in mind. However there are some opinions that argue that all of the acts passed in Disraeli†s era were in reaction to public opinion at the time. While this is not totally fair to Disraeli, there is a lot of evidence pointing to this being a major contributing factor to the decision. In the case of the Education Act the other politicians were mainly or all Anglican and so wanted to conserve the churches hold over education, in the 1876 Merchant Shipping Act, the reason was predominantly to pacify the people who worked on the docks and Samuel Plimsoll as he was getting particularly worked up over the issue. However far it is possible to give credit to these ideas, it would be unfair to Disraeli to say that he tried to passed acts solely to pacify public demand it is much more likely to be that he was more genuine in his actions than that. However, the did not live up to all of the promises that he made, he may have set a precedent for governments before him in what their duties were to the people, but to the majority of the people of the time he did not have the ability to pass anything that would significantly change their lives. This was due to a number of limiting factors, like a hostile cabinet and a general public that were already sick of reform after a great reforming ministry from Gladstone. In his foreign policy in upholding the interests of the British Empire Disraeli fared a little better. He did not make any disastrous decisions in terms of upholding British interests abroad, although his attitude to problems got him into trouble at home, and did not make any major concessions to foreign powers. His diplomacy in Turkey in 1878 probably saved the Turkish Empire and he was aggressive to an extent that nearly got him into trouble. He certainly lived up to his reputation and promises in his foreign policy, although certain reckless comments landed him in trouble. Overall I think that Disraeli†s government did not live up to the promises that Disraeli made in 1872 and although his foreign policy was very similar to what people would expect and so lived up to his reputation, he did not deliver on the domestic front. The reasons for this were not solely attributable to Disraeli, but the fact remains that he did not deliver what he promised, and if anything the situation worsened with the depression even though this was not his fault. Disraeli tried hard to deliver what he promised but the government, the budget and the attitude of the people, who were not overly enthusiastic to more reforms, limited him in what he was able to do. Disraelis’ Reputaion and Promises To establish whether this statement is true, the promises and reputation of Disraeli must first be identified. In his speeches in 1872 at Crystal Palace and in Manchester†s Free Trade Hall, Disraeli once again showed his skills as an orator. He laid out three basic aims or policies that he wanted to pursue, should he get in power. These were; to conserve the institutions in Britain, uphold British interests abroad and to improve the standard of life for the general population and especially the working classes. Disraeli had also created a reputation for himself with the 1867 Reform Act. He had successfully destroyed the liberal party and due to the nature of the act, extending the franchise by a considerable number, had acquired a reputation for being more open minded about matters of reform, even though the act was mainly passed through necessity, because the act would be passed and it was just a question about which party would do it. He had also tried successfully to establish the Conservative Party as the nationalistic party in the government, the one that would uphold British interest abroad and repair the damage that he claimed that Gladstone was causing. The Alabama arbitration and the dealings that Gladstone had with Russia over the situation in the Black Sea were perfect opportunities for Disraeli to show how Gladstone was destroying Britain†s Empire by his weakness in his dealings with other major powers. This meant that when Disraeli cam into power he had to act upon his criticisms of Gladstone as he had condemned the way that Gladstone had put his faith so strongly in arbitration rather than in action and the way that Gladstone was more concerned about the way that the negotiations were carried out rather than the end result. The only way that Disraeli could fulfil his promises about the welfare and conditions of the people and conserving the institutions was by bringing about various social reforms. In his famous speeches in 1872 he promised the people that he would improve the standard of their lives and give them â€Å"air light and water†. To an extent it would be fair to say that he achieved this although some of the acts that were meant to do this were not very effective at all. The Factory Legislations in 1874, 1875 and 1878 were major steps in Disraeli achieving what he had promised. These were some of his more effective acts because they were compulsory and the consequence of this was that it had a further reaching effect than a large number of the acts that Disraeli passed. In this respect it is very similar to the Public Health Act in 1875 because this also had aspects of it that were compulsory, for example the local councils were compelled to employ a Ministry of Health. The fact that acts like these were compulsory and not permissive is what makes them more successful than the others. While other acts would appear to conform to Disraeli†s claims that he was fulfilling his promises, upon closer inspection they did not have much effect upon the lives of the workingman. The Friendly Societies Act in 1875 was another act that could be used to support the statement that Disraeli†s was a government that lived up to its promises. The societies were formed as a kind of self-help organization and Disraeli†s government supported this, which indicates that he was trying to live up the promise that he would improve conditions for the working classes. The Labour Legislation and the amendment of the Conspiracy and Protection of Property Act in 1875 were other legislations that lived up to the promises of Disraeli, because they both attempted to change the law in order to make it more fair and even for the workers so that they could negotiate on equal grounds as the employer and to ensure that the laws were equal for both parties involved. The Enclosure of Commons Act in 1876 was an act that showed Disraeli trying to fulfil his promise that he would provide enjoyment of â€Å"air light and water. † However convincing these acts may seem to be in arguing that Disraeli lived up to his promises it must be recognised that there were a great many acts that he passed that were either totally ineffectual or would work in principle but not in practice. The River Pollution Prevention Act in 1876 was a totally ineffectual act. In principle it was supposed to prevent the factory owners who were polluting the rivers from doing so but in practice the pollution of the rivers continued and the act did not stop pollution. This is one of many examples of Disraeli†s government attempting to fulfil the promises that Disraeli made, but in the end passing an ineffectual act that simply does not achieve half as much as was promised. While these acts may have set a precedent to other acts in the future, they do not achieve very much at the time. Other acts like the Sale of Food and Drugs Act in 1875 show how that while the act looks to be a major act, it is only a permissive act that gives the power of change to the local councils who have men on their board who own the shops that are going to lose revenue if they are no longer allowed to adulterate the food or Drugs that they sell. As it was not in their interests, and as it was an enabling act, they simply did not bother to put anything into practice. There was a similar situation with the Merchant Shipping Act and the Artisans Dwelling Act in 1876 and 1875. These two were both permissive instead of compulsory, and both gave the power to change to those who would not benefit and may well lose out if they put the laws into practice. In the case of the Merchant Shipping Act the initiative was left with the owners of the ship who were never personally in danger abroad the ships and profited from the overloading. Again, in the Artisans Dwellings Act it was the councils decision whether to build houses or not, and to do this would require a raise in taxes for the rest of the constituency, and so the council may lose the next election so would not do anything. To illustrate this, by 1881, only ten out of 87 towns would take any action under the act. The Education Act in 1876 was not a very successful act either because it did nothing to ensure that the laws would be carried out until 1891 so there was a high level of truancy and children still worked when they should not, so although it added to the growing improvement of the education system, it did not really change anything significantly. The foreign policy that Disraeli followed between 1874 and 1880 was one that certainly appeared to be consistent with the reputation that Disraeli had acquired. It was very aggressive and he appeared to be fulfilling promises that he had made in 1872. His severe criticism of Gladstone†s weaknesses on foreign policy was one factor that formed peoples expectations that he would act upon the criticisms and that his foreign policy would be constructed so as to protect British interests abroad. Disraeli lived up to his reputation and promises in his foreign policy more than he did at home with his domestic policies. However it was not as he had promised to the people. He had promised to uphold British interests abroad, and to a certain extent he did, but there were events that he could not control and certain concessions that had to make to foreign powers that diminished the influence and threatened the power that Britain held abroad. The problems with Russia were a prime example where he had to concede and let Russia have a fleet in the Black sea even though this was against the interests of Britain. He could not realistically deliver all that he promised, as there would be times like these where he had to make concessions. On the other hand it must be said that Disraeli managed to fulfil the majority of his promises and reputation in regards to his foreign policy, even if at times he did not mean to. In a lot of his speeches a lot of what he said was rhetoric, but when men like Frere and Lytton took him at face value, and started wars with the Afghans and with the Zulus and started wars in order to preserve the British interests in those particular areas, they put action to his words. Even if Disraeli did not actually want these wars, which he did not, the two wars were both in keeping with the reputation that he had gained for being a very aggressive imperialist, even if these wars did work to his detriment. The Congress of Berlin was one of the high points of Disraeli†s foreign policy because in this he managed to rebuild Britain†s reputation as a major imperial power, which adds to the evidence that he did live up to the reputation that he had acquired, and he made secret agreements with the Turks, Russians and Austria-Hungary in order to preserve British interest in that area. The purchase of the Suez Canal shares in 1875 was another one of Disraeli's best judgements because for years on from then it was one of the biggest trade routes in the world and Britain†s involvement in it was a major asset to Britain†s power as an imperial nation. One side of Disraeli†s foreign policy that cannot be ignored is the fact that Disraeli took massive risks in his policy and could have got Britain involved in a war with Russia without nay powerful allies and with an obsolete navy, and also agreed to defend one of Turkeys frontiers without the resources to do so. The fact that was lucky and managed to steer clear of any problems is a credit to Disraeli as it would have been very easy for him to make a very costly mistake. Though Disraeli passed a large number of reforms for his time, he still managed to fulfil his final promise of his 1872 speeches and conserve the institutions. The institutions that he meant were the aristocracy, like the rich landowners and the Anglican Church. While someone like Gladstone was a fanatical Anglican, Disraeli was only really interested in it to keep everyone else happy. It has been argued that acts like the Education Acts sole intention was to prevent the board schools which were more financially popular with the working or lower classes from getting too much of a hold on the education system because most wanted the Anglican churches from being the dominant force in education and the board schools were not. During his period in rule, he did not do anything that was actively conserving the constitutions, he simply avoided doing anything that would offend or threaten the institutions. It would be fair to say in conclusion that while Disraeli fulfilled some of the promises that he made, he did not do so with all of them. His domestic policy is a hard one to say whether he achieved accomplishment of the aims that he laid down in 1872. He certainly tried to do so, as the number of acts that he passed, and the nature of them indicate that they were probably passed with the interests of the people that it would effect, in mind. However there are some opinions that argue that all of the acts passed in Disraeli†s era were in reaction to public opinion at the time. While this is not totally fair to Disraeli, there is a lot of evidence pointing to this being a major contributing factor to the decision. In the case of the Education Act the other politicians were mainly or all Anglican and so wanted to conserve the churches hold over education, in the 1876 Merchant Shipping Act, the reason was predominantly to pacify the people who worked on the docks and Samuel Plimsoll as he was getting particularly worked up over the issue. However far it is possible to give credit to these ideas, it would be unfair to Disraeli to say that he tried to passed acts solely to pacify public demand it is much more likely to be that he was more genuine in his actions than that. However, the did not live up to all of the promises that he made, he may have set a precedent for governments before him in what their duties were to the people, but to the majority of the people of the time he did not have the ability to pass anything that would significantly change their lives. This was due to a number of limiting factors, like a hostile cabinet and a general public that were already sick of reform after a great reforming ministry from Gladstone. In his foreign policy in upholding the interests of the British Empire Disraeli fared a little better. He did not make any disastrous decisions in terms of upholding British interests abroad, although his attitude to problems got him into trouble at home, and did not make any major concessions to foreign powers. His diplomacy in Turkey in 1878 probably saved the Turkish Empire and he was aggressive to an extent that nearly got him into trouble. He certainly lived up to his reputation and promises in his foreign policy, although certain reckless comments landed him in trouble. Overall I think that Disraeli†s government did not live up to the promises that Disraeli made in 1872 and although his foreign policy was very similar to what people would expect and so lived up to his reputation, he did not deliver on the domestic front. The reasons for this were not solely attributable to Disraeli, but the fact remains that he did not deliver what he promised, and if anything the situation worsened with the depression even though this was not his fault. Disraeli tried hard to deliver what he promised but the government, the budget and the attitude of the people, who were not overly enthusiastic to more reforms, limited him in what he was able to do.

Effects Of Light Pollution - Free Essay Example

Sample details Pages: 5 Words: 1495 Downloads: 10 Date added: 2019/04/15 Category Ecology Essay Level High school Tags: Pollution Essay Did you like this example? Many species rely on natural light sources to set activity times for accomplishing activities like navigation and reproduction. Throughout the world, more than one billion people live within a hundred kilometers of a coastline. This causes many coastline marine ecosystems to be exposed to nighttime artificial light. Don’t waste time! Our writers will create an original "Effects Of Light Pollution" essay for you Create order (Figure 1, Davies et al. 2014). This addition of light alters the natural cycle of many species. The release of the hormone, melatonin, can be disrupted (Rodriguez et al. 2018). This hormone controls the circadian rhythm. In 2010, 354,760 kilometers of the worlds coastlines were exposed to nightly artificial light pollution with Europe having the highest amount of coastline affected by light pollution (Davies et al. 2014). Glare, skyglow, light trespass, and clutter make up light pollution. Glare is the undue brightness of a light source. Over-illumination is the use of too much light. Light clutter is having too many lights in a single location. Light trespass is the presence of light in unwanted areas. Skyglow is the increase in the brightness of the sky due to the scattering of light by water, dust and atmospheric gas molecules (Gaston et al. 2012). The sources of light pollution can be divided into two groups: temporary sources and permanent sources. Temporary sources include lights from shipping and light fisheries. Offshore oil platforms and land-based developments are examples of permanent sources. Light pollution can cause disorientation in many species that use natural light cues to navigate like sea turtle hatchlings. Bird strikes can also occur on artificially lit vessels at sea (Figure 3, Davies et al. 2014). The broadening spectrum of artificial light increases the opportunities for predat ors to find prey. For example, harbor seals have been spotted hunting salmon in illuminated areas (Depledge et al. 2012). The International Convention for the Prevention of Pollution from Ships (MARPOL) currently does not recognize light pollution as a pollutant. There are efforts to quantify the extent of the threat, develop a sound knowledge base and design and implement protective measures. When mapping and modelling light pollution, the vertical and horizontal variability need to be taken into consideration. For example, turbidity affects the intensity of light. The overall impacts of light pollution can be reduced. The intensity and spectrum of artificial light can be controlled by using narrow band optical filters and LEDs. Long term databases can quantify light pollution and monitor the effectiveness of reduction measures. Since 1992, The U.S. Air Force Defense Meteorological Satellite Program Operational Linescan System has been collecting measurements of artificial light (Kamrowski et al. 2012). The International Dark-Sky Associations Dark Sky Parks and the United Kingdoms Science and Technology Facilities Councils Dark Sky Discovery Sites are examples of national and international programs that focus on the importance of dark skies. By creating marine dark sky parks the effects of light pollution can be limited and the benefits to society, the environment, and the economic gains through nature tourism are maximized (Davies et al. 2014). In Norfolk County, Massachusetts, Lake Waban is surrounded by residential and commercial areas as well as major highways. Within this lake the depth distribution of zooplankton is affected by light. When there is a full moon, the light decreases the movement of Daphnia (Moore et al, 2000). Moore et al. (2000) conducted a study to determine if the extent of zooplankton migration is affected by urban light sources. Three black enclosures and 3 clear enclosures that were closed at the top and open on the bottom were set up at 11.5 meters whic h is the deepest part of the lake. In the black enclosures, there was the greatest amount of movement of Daphnia (Figure 1, Moore et al. 2000). When there was light pollution, there was either no diel vertical migration of Daphnia or its movement was reduced to an undetectable distance. In clear lakes with low concentration of dissolved organic carbon and algae, the effects of light pollution should be the greatest (Moore et al. 2000). The effects of light pollution on sea turtles is well studied because they are vulnerable to disorientation from artificial light near nesting areas. Sea turtle hatchlings rely on visual brightness to find their way back to sea. They head away from the dark, landward silhouettes and head towards the open, lower, brighter seaward horizon (Lorne and Salmon 2007). Upon the arrival at sea, sea turtles rely on wave direction and an internal magnetic compass (Thums et al. 2016). The presence of artificial light sources disrupts this process and the added time spent on the beach can cause exhaustion, dehydration, and increase the risk of predation. Tens of thousands of hatchlings die each year as a result of disorientation (Lorne and Salmon 2007). To better understand how disorientation affects hatchlings, two tests can be conducted: short crawl tests and crawl duration tests. Short crawl tests determine if the ability of a hatchling to swim away from shore is affected by a brief crawl in the wrong direction. A crawl duration test determines whether or not the length of time turtles spend going in the wrong direction affects their ability to find the sea.A 2-hr misdirected crawl weakens the ability to crawl on straight paths to the sea. As the number of heavily lit beaches increases, the number of available dark nesting beaches will decrease. This means that there will be a greater concentration of nesting females on suitable beaches which leads to greater competition. Also, having to find new beaches may take hatchlings away from beaches that have favorable oceanographic conditions. The presence of ocean waves impacts the hatchlings ability to make it to sea. In the presence of waves, all hatchlings oriented away from the sho re . When no waves were present, the hatchlings that started from the west were not oriented to the sea. Five swam parallel to the shore, one remained at the release site, one swam away from shore then reversed direction and returned to the release site and three others swam away from shore. This shows that when waves are absent, offshore orientation depends on the successful completion of a seaward-directed crawl (Figure 2, Lorne and Salmon 2007). To better understand how light affects green sea turtle hatchlings at Wobiri Beach, North West Cape, Western Australia, miniature acoustic transmitters and passive receiver arrays were deployed. The transmitters would detach from each animal after one to two weeks. Acoustic receivers were set up in parallel rows beginning from the low tide mark. The tagged hatchlings were released under two conditions: ambient light and artificial light. The information gathered included the total time spent in the array, speed of each turtle and the bearing from where it was released to where it left the array. The results showed that one one hatchling returned to shore after arriving at the light but it finally left shore and the array. Ocean conditions differed on each night of this study. During the first night, there was a strong wind blowing from the west. The swell waves that usually break parallel to shore were disrupted. One the second night, there was little wind and waves. The turtles spen t more time in the lit array on the first night. In the ambient treatment, hatchlings had similar movement patterns on both nights. In the artificial lit array, the hatchlings were strongly attracted to the light (Figure 3, Thums et al. 2017). Also shown by the black line in part d of this figure is one hatchling that returned to shore after reaching the light and then headed out to sea and left the array. Six out the seven species of sea turtles nest along Australias coastline. There are several factors that affect how bright a light appears to a turtle: the light intensity, wavelength and turtle spectral sensitivity (Kamrowski et al. 2012). Hatchlings are sensitive to wavelengths of light between violet and green (400-500 nanometers). There are ten nesting locations throughout Australia that are potentially at risk from light pollution (Figure 2, Kamrowski et al. 2012). In Western Australia, loggerhead turtles appeared relatively unaffected by light pollution. In the eastern Australian management unit, 22% of the nesting sites had light pollution exposure (Kamrowski et al. 2012). For green sea turtles, in eastern Australia, the risk of light pollution in the southern Great Barrier Reef stock was significantly higher than the northern stock. Olive ridley sea turtles were relatively unaffected by light pollution. Lastly, North West Shelf flatback sea turtles appeared to be exposed to s ignificantly more light pollution than sites in eastern Australia (Kamrowski et al. 2000). This paper took a large spatial approach and the results can help in developing effective management tools for protecting sea turtles from artificial light. The Florida Fish and Wildlife Conservation Commission has set guidelines for assisting disorientated hatchlings. According to these guidelines, if hatchlings fail to crawl seaward, they should be moved closer to the water or released in shallow water near the shore. These guidelines fail to address the proper locations for releases. These locations should be on a dark beach and different locations on the beach should be used each night because predators can learn where the hatchlings enter the water (Lorne and Salmon 2007).